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Yu Cai

Jersey City New Jersey, US

Phone: xxx-xxx-xxxx

Email: xxx@xxxx.xxx



  • Looking For: Financial Analyst, Credit Analyst

  • Occupation: Business and Finance

  • Degree: Master's Degree

  • Career Level: Entry Level

  • Languages: Mandarin (Native), English (Fluent)

Career Information:

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Highlights:

Skills:Financial Analysis, Financial Modeling, Financial Accounting, Financial Planning & Analysis, Visual Basic for Applications (VBA), Matlab, EViews, SAS, Bloomberg Terminal, Microsoft Excel, Microsoft Office, Microsoft Word, Microsoft PowerPoint

Goal:Actively seeking full-time job opportunities | Master of Finance Graduate of University of Maryland

Certification:Passed Level I in the Chartered Financial Analyst (CFA) Program

Honor:? Excellence in Student Leadership Award (Sep 2013; honor issuer - Southwestern University of Finance and Economics Dean’s Office and Committee) ? 2nd-Class Scholarship (Sep 2013; honor issuer - Southwestern University of Finance and Economics Dean’s Office and Committee) ? Volunteer Excellence Award (Sep 2012; honor issuer - The Communist Youth League Committee of Southwestern University of Finance and Economics)


Experiences:

Credit Analyst, Intern 03/2015 - 05/2015
ADBC-Agriculture Development Bank of China, Yibin, China
Industry: Bankint
? Assembled the most relevant and accurate information to verified business licenses, tax and credit history for making credit decision of over 20 agricultural companies ? Investigated company both qualitatively and quantitatively; drafted credit analysis report to be reviewed by manager and president of the bank ? Collected and classified client credit archives to facilitate future microcredit and refinance approval
ADBC is a policy bank under the central bank of China. It is responsible for funding projects related to China's economic growth, especially for rural economy in from of loans for the purchase of grains, agricultural science and technology projects, rural infrastructure construction and agricultural development.--
Assistant Channel Manager, Intern 08/2014 - 09/2014
China Southern Asset Management Co., Ltd., Chengdu, China
Industry: Finance
? Promoted cash installment product in China CITIC Bank; advised and consulted over 60 clients daily ? Cultivated and enhanced relationships with over 30 bank managers by traveling to 4 cities and through personal contacts ? Ranked 1s in sales among peers by Organizing 3 market campaigns in senior activity centers; lectured investment feature in a campaign towards 60 potential clients to increase products awareness
China Southern Asset Management Co., Ltd. ("CSAM") was established in March 1998 as one of the first 10 asset management companies licensed by China Securities Regulatory Commission (CSRC) in China.--
Managing Director and Treasurer 09/2012 - 09/2013
Youth League & Student Union of SWUFE, Chengdu, China
Industry: Finance-Nonprofit
? Oversaw finance and logistic activities by preparing and monitoring budget for over 6 departments; restructured and simplified financial reporting system and procedures to improve efficiency and reduce expenses ? Aligned 10 team members to fulfill administrative tasks; awarded Best Department each semester ? Headed budget team of University New Year Party and operated fund allocation and receipt validation for 20 schools
Youth League & Student Union of SWUFE is the student government organization of? Southwestern University of Finance and Economics. It is an organization of elected students, which advocates for the development and advancement of student interests both inside and outside of the University community.--

Education:

Southwestern University of Finance and Economics (SWUFE) 08/2011 - 06/2015
Chengdu, , China
Degree: Bachelor's Degree
Major:Finance
? Activities and Societies: Career Center of ?Southwestern University of Finance and Economics from Aug 2011 to Nov 2011?Managing Director and Treasurer of Youth League & Student Union from Sep 2011 to Sep 2013 ? Honors: Excellence in Student Leadership Award; Second-Class Scholarship; Volunteer Excellence Award ? Completed coursework in Finance, Accounting, Advanced Mathematics, Visual Basic Programing, Excel Business Application


University of Maryland, College Park 08/2015 - 12/2016
College Park, Maryland, United States
Degree: Master's Degree
Major:Finance
? Activities and Societies: Robert H.Smith Stock Pitch Competition, Sep 2016 ? Completed coursework in Capital Market, Applied Equity Analysis, Financial Management, Valuation in Corporate Finance, Financial Strategy for Corporation, Institutional Asset Valuation
2017 Level II Candidate in the Chartered Financial Analyst (CFA) Program - CFA Institute 06/2017 - current
, , United States
Degree: Professional Degree
Major:N.A
N/A

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