Highlights:RESPONSIBILITIES: ? Preparing, Assigning, Handling, and Documenting Credit Memos and online credit analysis memorandum to be work on by analyst, team lead, Head of department, regional business executives (RBE’s), director of enterprise and Risk management (ERM). ? Checking for the necessary documentation in an online credit analysis memorandum to see if all the necessary documents and information is present for any credit facility before recommending it for processing. ? Moving memos and CAM online to the executive directors and group managing director for approval. ? Moving approved memos and CAM online to the Credit administration for booking. ? Scanning memos that require representation, justification and clarification by the executive directors and group managing directors to Relationship manager/Branch manager/regional business executives (RM/BM/RBE). ? Reviewing Credit assessment Memorandum (CAM) sent by Relationship manager, Regional business Executive and Branch manager from the branch office. ? Analyzing, processing, treating and recommending various transactions of credit facilities either contingent or direct facilities such as Bank Guarantees, Advance payment Guarantees, Performance Bond, Contract Finance, Term Loan, Lease Finance Facilities, Overdraft, invoice Discounting Facilities, etc, requested by customers and presented through various branches across the country for analysis and recommending for approval. ? Recommending favorable facilities for management consideration and approval meanwhile stipulating conditions precedent to disbursement of such credit transaction

Skills:Credit Analyst, Helpdesk officer, residential builder and decoration, ANALYTICAL, PROBLEM SOLVING, ADAPTABILITY, COMPUTI

Goal:To work with little or no supervision, doing what I am suppose to do without being told. Working with great diligence, meticulously and conscientiousness. Adding value to my work by being innovative. Value honesty to the limit without compromise

Certification:I had no certification yet except my Degree.

Bank 10/2012 - 09/2013
Yemi Adeola(GMD/CEO), Lagos Island, Lagos Nigeria
Industry: Sterling Bank Plc.
basically, I served as a credit analyst and also work as helpdesk officer. my Resume shows details about this. Then, I had also served as exhibition assistant in British Council Nigeria. I have some skill in building(structural) including bricksetting, plastering and pasting of stones in walls. I have been privilege to serve as a accounting assistant in a religious organization(Kingdom Hall of Jehovah's witnesses). Have interpersonal skills.
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National Open University of Nigeria 04/2006 - 10/2012
Victoria Island, Lagos, Nigeria
Degree: Bachelor's Degree
Major:Mathematics and Computer Science
I completed my first degree with second class lower honor. i was discpline in various courses including computer applications, software application skills, data storage and retrieval, computer organization, computer architecture, data structures, programming language, algorithms, digital electronics, C sharp programming, multimedia technology, artificial intelligence...etc

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