Highlights:•Successfully established a new office in Houston Texas. Conducted system and process related trainings for the local underwriters/Processors for various mortgage products and sub products in United States. •Successfully managed multi–million loan portfolio and lowered the average turnaround time for the closing dates on the portfolio. •Successfully presented and secured an underwriting project from PHH Mortgage Services for Houston, TX location. •Received appreciation from the Senior Management at PHH Mortgage for the increased profitability and performance of the assigned mortgage portfolio. •Awarded best Newcomer Award at ADVENTITY (Now ADVENTITY is a part of SUTHERLAND GLOBAL SERVICES). •Was awarded for consistently scoring > 90% marks in underwriting tests and regular underwriting updates. (There were approximately 30 underwriting tests on joining and tests on underwriting updates were conducted on weekly basis. It was for the 1st time someone scored more than 85% average score from underwriting team.) •Was awarded the Star of the month underwriter during the peak volumes at Citigroup Global Services.

Skills:Underwriting, Mortgage, Manager, Credit

Goal:To acquire a senior position in an organization where my experience, knowledge and skills are used to benefit the employees and generate healthy profits for the company. I wish to facilitate a change that is good for the mankind and profitable for business.

Honor:• Received appreciation from the Senior Management at PHH Mortgage for the increased profitability and performance of the assigned mortgage portfolio. • Awarded best Newcomer Award at ADVENTITY (Now ADVENTITY is a part of SUTHERLAND GLOBAL SERVICES). • Was awarded for consistently scoring > 90% marks in underwriting tests and regular underwriting updates. (There were approximately 30 underwriting tests on joining and tests on underwriting updates were conducted on weekly basis. It was for the 1st time someone scored more than 85% average score from underwriting team.) • Was awarded the Star of the month underwriter during the peak volumes at Citigroup Global Services.

Underwriting Operations / Trainer 06/2009 - current
Sutherland Global Services, Inc., Mumbai, Maharashtra India
Industry: Mortgage Banking
•Successfully established a new office in Houston Texas. Conducted system and process related trainings for the local underwriters/Processors for various mortgage products and sub products in United States. •Successfully managed multi–million loan portfolio and lowered the average turnaround time for the closing dates on the portfolio. •Controlled the system production, system settings and assured correct revenue on the loan portfolio submitted by the various origination channels.
• Good with employee Development skills and Process Improvements. Excellent performance especially in new start up ventures and possesses good entrepreneurial skills. • Can work independently and as a part of team. • Excellent system skills and computer proficiency. • Expertly direct resources, technology and expenses in direction of maximizing profits. • Excellent interpersonal and team management skills. • Strong planning, organizing and communication skills and can perform tasks under pressure. • Good analytical and diagnostic skills and has the ability to identify key issues. • Commercially astute. • Excellent with due diligence and possess an eye for details. • Experienced in the techniques of gathering, analyzing and interpreting data and information.--
Sr. Underwriting Analyst 11/2008 - 04/2009
XL Dynamics Pvt. Ltd, Mumbai, Maharashtra India
Industry: Mortgage Banking
•Sr. Underwriting Analyst with XL Dynamics Pvt. Ltd. (Since 3rd Nov 08 – 30th April 09). Worked for SunWest Mortgage Co. on VA, FHA and Conventional loans. Job profile was same as the DE licensed underwriter in United States. Reviewing and taking decision (Approval, denial or counter offer) on mortgage loan applications as per FHA, VA, FNMA and HECM loan guidelines.
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Mortgage Credit Underwriter 06/2006 - 11/2008
CITIGROUP, Mumbai, Maharashtra India
Industry: Mortgage Banking
•Employed at CitiGroup Global Services as a Mortgage Credit Risk Underwriter for Conventional 1st and 2nd liens.
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Client Relations 06/2003 - 05/2005
MAX TECHNOLOGY (INDIA), Mumbai, Maharashtra India
Industry: Electronics
• Worked with MAX TECHNOLOGY (INDIA) for 2 years. • Job Responsibilities included dealing with the clients regarding features and usage of the products, understand the customer requirements and customize the product by coordinating with the technical team.
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C.H.M. College, Ulhasnagar 06/2000 - 05/2003
Mumbai, Maharashtra, India
Degree: High School Or Below
Major:Science
Mumbai Board C.H.M. College, Ulhasnagar

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